Sample Computations for Carmona Estates

Pines Single Attached House Model

In-House Financing Scheme
(Inner Lot)

PRICE STARTS AT PHP 1,253,000.00 AND UP
Total Contract Price Php 1,309,385.00
Typical Selling Price Php 1,253,000.00
Legal and Miscellaneous Fee Php 56,385.00
 
Monthly Equity Payment
Payablle within (12 months)with 0%
Php 23,915.42
Loanable Amount Php 1,002,400.00
DP/Equity Payment Php 306,985.00
Less:Reservation Fee Php 20,000.00
Net Equity Php 289,985.00
Monthly Amortization
(Exluding MRI/Fire)
6 years to pay with 18% interest Php 25,454.37
10 years to pay with 21% interest Php 20,041.15

Cash Payment Scheme

Inner Lot
legal and miscellaneous fees and reservation fee not included in the computation of the discount.
PRICE STARTS AT PHP 1,253,000.00 AND UP
Typical Selling Price Php 1,253,000.00
Less: Reservation Fee Php 20,000.00
Selling Price Net of Reservation Fee Php 1,233,000.00
10% Discount within 7 days from the date of reservation Php 1,109,700.00
9.5% Discount within 8 to 30 days from the date of reservation Php 1,115,865.00
9% Discount within 31 to 60 days from the date of reservation Php 1,122,030.00
8.5% Discount within 61 to 90 days from the date of reservation 1,128,195.00

Banking Financing Scheme


Inner lot

PRICE STARTS AT PHP 1,253,000.00 AND UP
Total Contract Price Php 1,353,240.00
Typical Selling Price Php 1,253,000.00
Legal and Miscellaneous Fee Php 100,240.00
 
Monthly Equity Payment
Payablle within (12 months)with 0%
Php 19,216.67
Loanable Amount Php 1,102,640.00
DP/Equity Payment Php 250,600.00
Less:Reservation Fee Php 20,000.00
Net Equity Php 230,600.00

Monthly Amortization


Bank computation is base in your bank of choice and subject to the bank's requirements.
Bank prevailing at the point of take out shall apply
Indicative interest rate shall be used in computing for monthly amortization
5 years to pay with 10.5% interest Php 23,700.03
10 years to pay with 10.5% interest Php 14,878.47
15 years to pay with 10.5% interest Php 12,188.57
20 years to pay with 10,5% interest Php 11,008.54
25 years to pay with 10,5% interest Php 10,410.93