Sample Computations for Carmona Estates

The Fuji House Model

In-House Financing Scheme
(Inner Lot)

PRICE STARTS AT PHP 1,219,000.00 AND UP
Total Contract Price Php 1,273,855.00
Typical Selling Price Php 1,219,000.00
Legal and Miscellaneous Fee Php 54,855.00
 
Monthly Equity Payment
Payablle within (12 months)with 0%
Php 72,163.75
Loanable Amount Php 975,200.00
DP/Equity Payment Php 298,655.00
Less:Reservation Fee Php 10,000.00
Net Equity Php 288,655.00
Monthly Amortization
(Exluding MRI/Fire)
6 years to pay with 18% interest Php 22,242.16
10 years to pay with 21% interest Php 19,497.34

Cash Payment Scheme

Inner Lot
legal and miscellaneous fees and reservation fee not included in the computation of the discount.
PRICE STARTS AT PHP 1,219,000.00 AND UP
Typical Selling Price Php 1,219,000.00
Less: Reservation Fee Php 10,000.00
Selling Price Net of Reservation Fee Php 1,209,000.00
10% Discount within 7 days from the date of reservation Php 1,088,100.00
9.5% Discount within 8 to 30 days from the date of reservation Php 1,094,145.00
9% Discount within 31 to 60 days from the date of reservation Php 1,100,190.00
8.5% Discount within 61 to 90 days from the date of reservation Php 1,106,235.00

Banking Financing Scheme


Inner lot

PRICE STARTS AT PHP 1,219,000.00 AND UP
Total Contract Price Php 1,365,280.00
Typical Selling Price Php 1,219,000.00
Legal and Miscellaneous Fee Php 146,250.00
 
Monthly Equity Payment
Payablle within (12 months)with 0%
Php 99,570.00
Loanable Amount Php 957,000.00
DP/Equity Payment Php 408,280.00
Less:Reservation Fee Php 10,000.00
Net Equity Php 398,280.00

Monthly Amortization


Bank computation is base in your bank of choice and subject to the bank's requirements.
Bank prevailing at the point of take out shall apply
Indicative interest rate shall be used in computing for monthly amortization
5 years to pay with 10.5% interest Php 20,569.66
10 years to pay with 10.5% interest Php 12,913.28
15 years to pay with 10.5% interest Php 10,578.67
20 years to pay with 10,5% interest Php 9,554.50
25 years to pay with 10,5% interest Php 9,035.82